Mortgage Broker · Richmond

Considered lending for Richmond.

MFG provides mortgage and finance broking services to Richmond homeowners and investors. While we're based in Essendon North, we have many clients across Melbourne's inner east — and Richmond's distinctive property market is one we know well.

Richmond · VIC

Local knowledge.
Whole-market access.

Local Context

Lending in Richmond, properly understood.

Richmond is one of Melbourne's most layered property markets. Victorian workers' cottages, mid-century warehouse conversions, contemporary townhouses, and substantial new apartment developments coexist within a few blocks. Each property type has its own lending considerations — and what works for one rarely works for all.

The high-density precincts near Bridge Road and Swan Street often present apartment-lending complexities. Conversely, the heritage cottage streets command premium prices that need careful loan structuring, particularly for owner-occupiers stretching their borrowing capacity.

For investors, Richmond's mix of CBD proximity, public transport, and lifestyle appeal continues to drive strong rental demand. We help structure investment loans appropriately — including offset accounts, interest-only options where they genuinely serve a tax strategy, and refinancing existing investment portfolios to release equity.

How we help Richmond clients.

01 —

Home Loan Purchase

First home buyer or upgrading? We model loan options across our full panel and guide you from pre-approval to settlement.

02 —

Refinancing

If your current rate is above 6%, you may be paying too much. We review your loan against current market options.

03 —

Investment Property

Structuring investment lending to maximise tax efficiency and align with your long-term portfolio goals.

04 —

Equity Release

Tap into the equity in your Richmond property to fund renovations, investments, or a second property.

05 —

Commercial & Business

Commercial property finance, business loans, and asset finance for Richmond business owners.

06 —

Asset & Car Finance

Vehicle and equipment finance with competitive rates from prime lenders, structured for your situation.

Also Servicing

Surrounding suburbs.

Considering a loan in Richmond?

Book a no-obligation consultation. We'll review your circumstances, model your options, and give you straight answers.

Reserve a Consultation