MFG provides mortgage and finance broking services to Reservoir residents — first home buyers, established homeowners, and investors. We work with clients across all stages and have particular expertise in scenarios that suit the Reservoir market.
Reservoir is one of Melbourne's most actively transforming northern suburbs. What was once considered well outside the inner ring has, over the past decade, become a serious destination for first home buyers, young families, and investors — driven by improving infrastructure, growing café culture, and prices that remain meaningfully below the inner-north neighbours of Preston and Northcote.
For first home buyers, Reservoir is one of Melbourne's strongest entry points. Many properties sit comfortably within the $600,000 First Home Buyer stamp duty exemption threshold. We work extensively with FHB clients here, including those using the First Home Guarantee scheme to purchase with 5% deposits.
For established owners and investors, Reservoir's strong capital growth over the past decade has created substantial equity. Refinancing, equity release for renovations or second properties, and investment lending against Reservoir properties are all common scenarios we work through.
First home buyer or upgrading? We model loan options across our full panel and guide you from pre-approval to settlement.
If your current rate is above 6%, you may be paying too much. We review your loan against current market options.
Structuring investment lending to maximise tax efficiency and align with your long-term portfolio goals.
Tap into the equity in your Reservoir property to fund renovations, investments, or a second property.
Commercial property finance, business loans, and asset finance for Reservoir business owners.
Vehicle and equipment finance with competitive rates from prime lenders, structured for your situation.
Book a no-obligation consultation. We'll review your circumstances, model your options, and give you straight answers.
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